Smart Savings Education Programme
Master practical money management strategies through our comprehensive six-month learning experience. Build lasting financial habits with expert guidance and peer support starting September 2025.
Apply for September IntakeReal Money Skills for Real Life
Forget complicated theories and overwhelming spreadsheets. Our programme focuses on building practical skills that actually work in everyday Australian life.
You'll learn alongside other motivated adults who understand the challenges of managing money while juggling work, family, and personal goals. Our small group approach means plenty of individual attention and genuine peer support.
What Makes This Different
We start with your actual financial situation — not textbook examples. Each module builds on real scenarios from your own life, so you're applying concepts immediately rather than hoping to remember them later.
Three Learning Tracks
Foundation Builder
Perfect if you're starting fresh or need to rebuild after setbacks. We cover emergency funds, debt management, and setting up systems that actually stick. No judgment — just practical steps forward.
Growth Accelerator
Already have the basics sorted? This track dives into investment fundamentals, property considerations, and longer-term wealth building strategies suited to the Australian market.
Life Transition
Designed for major life changes — career shifts, family planning, approaching retirement, or significant income changes. We help you navigate these transitions with confidence.
Hear From Recent Participants
Real experiences from people who completed our programme over the past year
"I finally understand where my money goes each month. The budgeting approach they teach actually works with my irregular freelance income. Six months later, I have my first proper emergency fund."
"The group discussions were incredibly valuable. Learning that other professionals face similar money challenges made everything feel less overwhelming. I'm now confidently investing for the first time."
"Before this programme, retirement felt impossible on my teacher's salary. Now I have a clear plan and automated systems that make saving effortless. The peace of mind is worth everything."
"The practical worksheets and monthly check-ins kept me accountable. I paid off my credit card debt and started investing in index funds. My financial stress has dropped dramatically."
Ready to Transform Your Financial Future?
Our next intake begins in September 2025 with limited spaces available. The programme runs for six months with flexible evening sessions designed for working professionals.
1
Application
Submit your interest by July 2025. We'll discuss your goals and match you to the right track.
2
Preparation
Receive welcome materials and complete a simple financial assessment in August.
3
Start Learning
Join your cohort for the September kickoff and begin building better money habits.
Sessions run Tuesday evenings 7-9 PM with online options available. All materials, worksheets, and ongoing support included. Small groups mean personalized attention throughout your journey.